Goods In Transit Insurance

Goods in Transit & Marine Cargo insurance involves the importing or local transportation of your good by road, air or sea. This insurance policy covers the goods from despatch to the point of delivery. Steadfast is a proud insurance broker for companies in the shipping and logistics industry. Goods in transit & marine cargo insurance provide cover for incidents such as deleted shipment cost, non-delivery by a carrier or loss of your goods in transit.

Contact us today and one of our insurance brokers will help you with any enquiries and questions you have about goods in transit & marine cargo insurance.

Contact us today and one of our insurance brokers will help you with any enquiries and questions you have about Cyber insurance.

Most business insurance policies also include the following cover options;

Property Insurance

This section covers business property such as Buildings, Stock, Contents and Customer Goods against fire or other perils such as water and storm damage.

Business interruption insurance

In the unfortunate event of a loss such as a fire at your business, your income is likely to be affected.

This section covers your loss of profits and additional costs incurred following damage to the business.

Burglary insurance

A burglary can be costly and cause major disruption to a business. Burglary cover covers stolen property.

Money insurance

The money section covers money stolen from your premise, whilst you are in transit or even at your private residence.

Glass insurance

You are a tenant under most lease agreements and so you will be required to insure glass in the building you tenant. Glass insurance not only covers external glass but internal glass as well as signage if they are broken during the insurance period.

Liability insurance

Liability insurance provides cover for amounts which you may be liable to pay for personal injury and property damage to third parties in connection with your business. Third parties may include customers, contractors and others who visit your premise.

Machinery breakdown insurance

Most machinery is operational 24 hours a day and break down will eventually occur. This section covers sudden and unforeseen loss to your plant and machinery. It also covers stock whilst in cold storage and fridges.

Electronic Equipment

This section covers unforeseen or sudden loss to electrical equipment. This section can also cover the restoration costs of data that may be lost.

Management Liability

This covers a range of management issues such as governance, finance and management activities faced by owners and managers of companies. Issues range from alleged mismanagement of the Company by the Directors (Directors and Officers Liability), Staffing issues, e.g. unfair dismissal of staff, Crime losses – e.g. theft by staff, Statute Law Breaches – e.g. Work cover and Tax Audit costs. Hence, the section provides cover for legal costs and compensation that arise from allegations you have caused loss to someone else and should be seriously considered.

Cyber insurance

This section is becoming so important in the 21st century with a heavy reliance on computers and the digital space. A cyber policy provides the business with protection against extortion, hacking, social engineered theft, stolen identity, privacy errors, telephone phreaking and more. Cyber crime is fast becoming one of the most concerning areas to many businesses large and small.

General property insurance

If you have mobile equipment such as phones, iPads or specific business equipment, this cover provides protection when they are away from the premise.

How Steadfast Eastern Insurance Brokers can help?

We insure businesses of varying sizes all around Australia. We listen to your needs and understand what you do, we use our years of experience in the insurance industry and market know how, we rely on our experience with similar businesses and tools available to us to research the market and provide you with business insurance cover suitable to you.

Why use our services for your goods in transit and cargo insurance?

1. We have access to over 100 insurers in the Australian insurance market, some are specialists that do not deal directly with the public.
2. Insurance suppliers offer between them hundreds of different products, we can advise which products may best suit your needs.
3. We have a genuine understanding of the market, we understand how the insurance market operates, when the market is entering a soft phase or prices are starting to harden and can advise you accordingly.
4. We can help you understand your policy, some of the terms and conditions and how they operate.
5. We can assist you with Risk Management Programmes to reduce your exposure and present yourself to the insurer in the best possible light.
6. If you make a claim, we are here to help to ensure you receive exactly what your entitled to in a fair and reasonable manner.
7. We hold an Australian Financial Services (AFS) licence.

We are backed by the strength of Steadfast Limited, Australia’s largest general insurance distribution network.